
Francis D’Andrade
Senior Consultant
Francis brings extensive senior leadership experience from Canada’s wealth management industry. As a senior executive at Altamira, he worked closely on building the firm’s client brand and the processes behind its client experience.
After Altamira, he founded his own boutique wealth planning firm, and he has held senior executive roles across the wealth management business. At RetirementIQ he helps shape how clients are served, from the first conversation through every review.

Kinga Krawczykiewicz
Marketing and Client Communications
Kinga is a financial services marketing professional focused on building strong client relationships and trust. She specializes in brand development, client engagement and strategic communication.
At RetirementIQ she leads marketing and social media, and the communications that keep clients informed, including Sunday Coffee with Krystian.
- Email
- kinga@retirementiq.ca
- Mobile
- 416 316 9418

Emma Urbanski
CRM and Data Associate
Emma keeps client records organized and up to date, so every conversation starts with accurate information and nothing falls through the cracks.
Alongside her studies, she is building her career in financial planning and wealth management, drawn to the business by a simple interest: helping people feel confident about their future.
- Email
- emma@retirementiq.ca